How important is it to get hurricane travel insurance – and what does travel insurance cover in case of a hurricane?

Hurricanes are powerful reminders of the importance of travel insurance.

If your trip is cancelled or cut short by a hurricane, travel insurance could reimburse you for your nonrefundable travel expenses, as well as costs incurred to return home early. If flights are cancelled and you have to extend your trip, travel insurance can help cover expenses like hotels and meals.
 

There are many stories of vacationers who were evacuated ahead of a storm or stranded when a hurricane hit.

We can help our customers find gas or alternative lodging, and provide traffic reports along evacuation routes.

Also keep in mind...

 
You can buy travel insurance if you’re headed to a destination in the path of a hurricane, but you won’t be covered for storm-related claims (for trip cancellation, trip interruption, and travel delay) once the storm is named. At that point, the storm is no longer an “unforeseeable event.”

One more important hurricane-related benefit of travel insurance:

Travel-insurance policies not only cover where you travel to, but also cover your trip costs if your primary residence becomes uninhabitable and you have to cancel or interrupt your trip.