Simple, Easy Protection For Your Health
(& Your Wallet)
Travel medical insurance – especially travel medical insurance with coverage for pre-existing conditions – protects your health (and your wallet) when you travel abroad.
Thanks to our fast, simple quote process, it’s easy to get great travel health coverage backed by the strength of Berkshire Hathaway Travel Protection.
Travel Medical Emergencies Can Be Expensive. Travel Medical Insurance Can Help.
A medical emergency when you’re traveling can easily cost you tens of thousands of dollars. What’s more, most overseas providers are out-of-network on most medical plans, meaning you could be on the hook for the entire amount.
And some providers will demand cash – up front! – before agreeing to treat you. Travel health insurance will help pay those medical bills, and deal with the sometimes confusing process of getting medical care when you travel abroad. It’s travel peace of mind when you need it most.
International Travel Medical Insurance: A Real Lifesaver
Whether you live a super-active lifestyle or just enjoy sitting by the rail watching the world go by, accidents can happen when you travel. You might turn an ankle climbing a mountain. You can eat the wrong thing. An old condition can flare up.
International travel medical insurance with coverage for pre-existing conditions is the best way to protect yourself from an unexpected health mishap ruining your vacation.
Travel Medical Insurance FAQs
Does travel insurance cover medical expenses?
Many plans include short-term coverage for medical expenses when you travel, but check coverage details and read your policy to be sure.
Remember that emergency medical or travel health coverage is different from emergency medical evacuation coverage. It’s good to have both!
What does travel medical insurance cover?
Most travel medical coverage will help pay doctor and hospital bills up to the benefit maximum for medical emergencies while you’re traveling. Many plans also have separate coverage for emergency dental procedures. Non-medical treatments are excluded from many plans.
Read your policy for exact coverage details and descriptions.
Pro Tip: Buy travel insurance within 15 days of putting down your first trip deposit so that BHTP is your primary insurance for medical coverage– trust us, you want that.
Can you buy travel medical insurance after booking?
Absolutely! Right after booking your trip is the best time to buy travel medical insurance.
If you buy a BHTP policy within 15 days after making your initial trip deposit, pre-existing medical conditions may be covered, and your travel medical insurance may become primary** – meaning it would pay your medical bills first, before any expenses are submitted to your health insurer.
Because travel medical insurance generally has fewer exclusions than a health plan, that can mean less out-of-pocket expenses for you.
Is travel medical insurance worth it when I travel to Europe?
Even though Europe has some of the world’s best and most affordable healthcare, emergency medical travel insurance is still a good idea, as many European healthcare providers are out-of-network on most American plans.
What does travel medical insurance cost?
Emergency travel medical insurance is just one of a number of coverages in your travel insurance policy – and you may find that travel insurance with emergency medical coverage and emergency medical evacuation is more affordable than you may have expected. Get a quote today and see!
Should I get travel medical insurance when I travel overseas?
It’s certainly a good idea. Emergency medical coverage when you travel abroad is a prudent investment in your health, safety and financial well-being – and it may save your life. It only takes one health emergency to convince you of the value of travel medical protection.
The Truth About Your Health Insurance
Myth:
My regular health insurance will cover my doctor’s bill if I need to go to the hospital for emergency treatment.
Fact:
Possibly, but usually they don’t! Check with them, but that’s the awesome thing is BHTP will.
See What Our Travel Insurance Customers Have To Say
“This is by far the best customer experience that I've had with any claims I've needed to do for travel. The staff is helpful and their response time is super fast. Thank you for being so customer friendly!”
—Katie H.
“Very professional and easy to work with. Fast handling of claim.”
—Sandra G.
“Berkshire Hathaway's International Travel Insurance is far superior to other products. The service is excellent and the claims process quick and reliable.”
—Kevin H.
“My medical claim was easy to submit and was reviewed in a timely fashion. A representative helped me with any questions that I had as well.”
—Meira Z.
*Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.
**This is a brief description of the assistance benefits and insurance for travelers provided by this plan. Coverages are per person. Plans vary per state. Exclusions, conditions and limitations may apply. You will be given a complete Description of Coverage upon purchase.
***Based on travel insurance industry averages.