Compare Travel Insurance Products – Complete Trip Protection For Travelers

Looking For The Best Travel Insurance? We Make It Easy.

Which insurance is best for my trip?

WHAT'S THE BEST TRAVEL INSURANCE FOR YOU?

Just click below to compare travel insurance. All our ExactCare® products include travel health insurance, coverage for trip cancellation and interruption, “pic-and-a-click” claim filing for many claims, global travel assistance, and instant* claim payments via BHTP Burst®

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*Fastest payments on approved claims when debit card or other EFT method is chosen as preferred payment method for travel insurance claims. Speed of transaction varies by processing financial institution.

Better Travel Insurance Coverage … With Fixed Benefits

BHTP has revolutionized travel insurance with fixed benefits … but what are “fixed benefits”? Simple: Fixed benefits are specified amounts you’re paid for certain coverages. For instance, if you have ExactCare Extra® and your luggage is lost, we work with you to establish that your luggage is indeed lost, and then we pay you $500. We don’t make you supply receipts for all the items in your luggage. We pay you $500. It’s a faster, simpler way to pay claims – and we think it’s a better way.

COMPARE OUR TRAVEL INSURANCE PLANS*.

Looking to buy travel insurance? This chart can help you decide which product best fits your travels. Still have questions? Our BHTP representatives are ready to assist you at 844-411-2487.

Key
Fixed Benefit Coverage
Reimbursed Coverage
Not Included
Service or Feature
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EXACTCARE EXTRA®
EXACTCARE®
Coverages
Trip Cancellation
Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy.
Trip Interruption
Reimburses you for unused, non-refundable trip payments and additional expenses up to the stated percentage of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy.
Trip Delay
Reimburses you for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed by a covered unforeseen reason for the number of hours your policy specifies.
Missed Connection
Pays the stated benefit if you experience a covered delay which causes you to miss your scheduled covered transportation’s departure. With ExactCare® Extra™ or AirCare®, flight information is required prior to departure and domestic flights require a connection time of 51 minutes or more. International flights with ExactCare® Extra™ require a connection time of 120 minutes or more.
Tarmac Delay
Pays a fixed benefit if you are confined to an airplane on the tarmac for the number of minutes specified in the policy. This coverage requires flight information prior to departure.
Flight Departure Delay
Pays a fixed benefit if your flight is delayed for the amount of time specified on the policy. This coverage requires flight information prior to departure.
Lost Baggage
Pays a fixed benefit if your luggage is lost or stolen during your trip.
Baggage Delay
Pays the stated benefit if your luggage is delayed for the time period specified in your policy. This benefit does not apply if baggage is delayed while traveling to your return destination.
Medical Expense
Covers medically necessary expenses if you're injured or get sick while on your trip.
Emergency Evacuation & Repatriation of Remains
Provides coverage for emergency medical evacuation and related medical services/supplies to the nearest adequate medical facility or the city of burial, in case of death.
Accidental Death & Dismemberment
Covers you if you die, lose certain body parts, or lose use of those body parts while on a covered trip.
Trip Interruption - Return Air Only
Reimburses you for additional transportation expenses to reach your return destination due to one of the unforeseen events covered under trip interruption.
Baggage & Personal Effects
Reimburses you if your luggage and travel documents are lost, damaged or stolen while you are traveling.
Flight Cancellation
Pays a fixed benefit upon verification of an insured's flight being cancelled.
Bonus Coverages
Financial Default Coverage
Provides coverage if a travel supplier should stop operating because of insolvency.
Pre-Existing Condition Exclusion Waiver
If all conditions are met, the pre-existing medical condition exclusion will be waived up to the maximum listed in the policy.
Medical Expense (Primary)
Covers medically necessary expenses on a primary basis if you're injured or get sick while on your trip.
AD&D (Common-Carrier Air Only)
Covers you if you die, lose certain body parts, or lose use of those body parts while riding as a passenger on a scheduled commercial airliner during a covered trip.
Services & Features
24/7/365 Worldwide Travel Assistance
Provides a range of assistance and concierge services, including lost-baggage search, cash advance assistance, flight rebooking, restaurant reservations, directions, event ticketing, roadside assistance and more. Any additional costs (for lodging, transportation, meals, etc.) are the responsibility of the traveler.
Family-Friendly Pricing
Product pricing reflects a blended rate that incorporates adults and children.
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EXACTCARE EXTRA®
EXACTCARE®
EXACTCARE VALUE®
AIRCARE®

*This is a brief description of the insurance and assistance benefits provided by this plan. Coverages are per person. "Services Only" means that these are assistance services, and not insurance. Any additional costs (for lodging, transportation, meals, etc.) are the responsibility of the traveler. Plans vary per state. Exclusions, conditions and limitations may apply. You will be given a complete Description of Coverage upon purchase. 

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