What Does Flight Insurance Cover?
Flight insurance can cover missed connections, flight delays and cancellations, tarmac delays, and even lost luggage. Policies can differ, though, so it’s important to compare and see whether your flight insurance plan covers what you want it to.
Let’s look in more detail at some of the things it covers:
Missed Connections
Does flight insurance cover missed connections? It can, if weather causes you to miss a connection or you experience a different flight mishap, you could be paid for your inconvenience.
Missed connections are one of the biggest headaches all travelers face.
Yet, the biggest reasons why most other travel insurance plans don’t cover missed connections are:
- Covering missed connections requires knowing and tracking flights; and
- Most travel insurance companies aren’t set up to do that.
The way Berkshire Hathaway Travel Protection covers missed connections is through what’s called an “inconvenience benefit.” BHTP doesn’t pay for the cost of a flight; instead, it pays you a flat, fixed amount for your inconvenience.
Because you tell BHTP your flights before you fly, and because BHTP tracks those flights, it can detect that you’ve missed a connection quickly – sometimes before you even know yourself.
BHTP can then initiate the claims process and pay you in as little as a matter of minutes, to an account you specify.
This may not make up entirely for the fact that your flight just left without you, but it can certainly take away some of the sting.
Flight Delays
Nearly 2 million flight departures are delayed worldwide in an average travel year. That's a lot of delays.
The bad thing about flight delays is their downstream impacts. Flight delays can result in missed connections, and missed connections can result in you missing the boarding time for your cruise or the departure of your tour.
Berkshire Hathaway Travel Protection’s ExactCare Extra® includes a fixed benefit for your inconvenience if you experience a missed connection or a flight departure delay that is more than two hours.
Again, because BHTP tracks your flights, it knows if your flight departure has been delayed the required time, and can start a claim and pay you within a matter of minutes.
BHTP’s travel assistance can also come in handy during flight departure delays, helping you make alternative downstream arrangements – and even helping you catch up to a cruise or tour.
Flight Cancellations
Does travel insurance cover flight cancellations? It can with BHTP flight insurance.
Flight cancellations happen less frequently than flight delays, but they always seem to happen at the worst time: during the holiday rush, Spring Break, or right when you wanted to take a summer getaway.
Flight insurance, will pay you an amount for your inconvenience, and then the travel assistance that comes with the insurance will help you find another flight.
Because Berkshire Hathaway Travel Protection tracks flights for its flight insurance customers, you don’t have to wonder whether you can claim on your travel insurance for a cancelled flight.
We can confirm when your flight is cancelled and can help initiate the claims process.
How easy is that?
Tarmac Delay
Tarmac delays of two hours or more are uncommon, but they do happen – and they’re uncomfortable and inconvenient.
Fortunately, Berkshire Hathaway Travel Protection flight insurance can detect tarmac delays, start a claim and pay it – in some cases before you’re even off the tarmac!
In addition, the travel assistance that comes with BHTP flight insurance can assist you in making alternative arrangements if necessary – so you’re able to keep going once you land.
Lost Luggage
Lost luggage is one of those “on top of everything else …” things. It can be the last straw for many travelers.
Flight insurance can make things a lot better for travelers who find themselves sans bags.
ExactCare Extra® has a fixed payment of $500 for lost baggage and $150 fixed benefit for delayed luggage. And with fixed benefits you can snap a picture of your airline-issued claim check and a lost-baggage report to get things started. No need to submit receipts of items lost.
Travel assistance can also help you find replacement items.
Flight Insurance Covers A Lot - So Get A Quote!
Flight insurance provides a lot of peace of mind for not a lot of money.
Like everything else about flight insurance, getting a quote is fast and easy. It just takes a couple of minutes.
Fly safely … with flight insurance.