EXACTCARE EXTRA® – INNOVATIVE TRAVEL INSURANCE FOR INTERNATIONAL AND DOMESTIC TRAVELERS.

Travel insurance from Berkshire Hathaway Travel Protection covers all your trips and pays you fast. So you can keep going.

What does ExactCare® Extra™ cover?

Is ExactCare Extra® Right For Me? 

Does your trip include lots of flights and other activities – sightseeing, hiking, water or snow sports, and perhaps a cruise? Looking for the added protection of available Cancel For Any Reason travel insurance? For all sorts of big trips, from adventure travel to cruises to crossing something off your bucket list, ExactCare Extra provides the most comprehensive travel insurance available anywhere.

Why should I list my flights when buying ExactCare Extra®?

When you list your flights, you activate flight tracking and unlock a suite of flight-insurance benefits: Flight Departure Delay, Tarmac Delay, and Missed Connection. Don’t know your flights when you’re ready to buy (and your covered flights are scheduled sometime in the next 364 days)? No problem! You can enter flight information any time up to 11:59 p.m. on the day before you take off.

 

FAQ

EXACTCARE EXTRA® TRAVEL INSURANCE

Coverages
Trip Cancellation
Trip Cancellation
Up to 100% of trip cost
($100,000 max)
Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy.
Trip Interruption
Trip Interruption
Up to 150% of trip cost
($150,000 max)
Reimburses you for unused, non-refundable trip payments and additional expenses up to the stated percentage of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy.
Trip Delay
Trip Delay
Up to $1,000
($200/day) (5 hours or more)
Reimburses you for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed by a covered unforeseen reason for the number of hours your policy specifies.
Missed Connection
Missed Connection
$100 (fixed benefit)
(per connection)
Pays a fixed benefit if you experience a covered delay which causes you to miss your scheduled covered transportation’s departure. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf. Domestic flights require a connection time of 51 minutes or more and international flights require 120 minutes or more.
Tarmac Delay
Tarmac Delay
$1,000 (fixed benefit)
(2 hours or more) (per person)
Pays a fixed benefit if you are confined to an airplane on the tarmac for the number of minutes specified in the policy. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf.
Flight Departure Delay
Flight Departure Delay
$50 (fixed benefit)
(2 hours or more) (per flight)
Pays a fixed benefit if your flight is delayed for the amount of time specified on the policy. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf.
Lost Baggage
Lost Baggage
$500 (fixed benefit)
(per trip)
Pays a fixed benefit if your luggage is lost or stolen during your trip.
Baggage Delay
Baggage Delay
$150 (fixed benefit)
(12 hours or more) (per trip)
Pays a fixed benefit if your luggage is delayed for the time period specified in your policy. This benefit does not apply if baggage is delayed while traveling to your return destination.
Medical Expense
Medical Expense
Up to $50,000
($500 dental max)
Covers medically necessary expenses if you're injured or get sick while on your trip.
Emergency Evacuation & Repatriation of Remains
Emergency Evacuation & Repatriation of Remains
Up to $500,000
Provides coverage for emergency medical evacuation and related medical services/supplies to the nearest adequate medical facility or the city of burial, in case of death.
Accidental Death & Dismemberment
Accidental Death & Dismemberment
Up to $10,000
Covers you if you die, lose certain body parts, or lose use of those body parts while on a covered trip.
Bonus Coverages  (Only available if policy is purchased within 15 days of initial trip deposit)
Financial Default Coverage
Financial Default Coverage
Included
Provides coverage if a travel supplier should stop operating because of insolvency.
Pre-Existing Condition Exclusion Waiver
Pre-Existing Condition Exclusion Waiver
Included
If all conditions are met, the pre-existing medical condition exclusion will be waived up to the maximum listed in the policy.
Medical Expense (Primary)
Medical Expense (Primary)
Included
Covers medically necessary expenses on a primary basis if you're injured or get sick while on your trip.
Services & Features
24/7/365 Worldwide Travel Assistance
24/7/365 Worldwide Travel Assistance
Included
Provides a range of assistance and concierge services, including lost-baggage search, cash advance assistance, flight rebooking, restaurant reservations, directions, event ticketing, roadside assistance and more. Any additional costs (for lodging, transportation, meals, etc.) are the responsibility of the traveler.

*This is a brief description of the insurance and assistance benefits provided by this plan. Coverages are per person. Plans vary per state. Exclusions, conditions and limitations may apply. You will be given a complete Description of Coverage upon purchase.

Also from Berkshire Hathaway Travel Protection

Our full suite of travel insurance products lets you choose the right coverage, from travel medical insurance to trip-cancellation coverage to tarmac delay. Compare our products and discover the best travel insurance for you. 

ExactCare Extra® – a smart choice, no matter your travel type.

Get paid for international and domestic travel troubles. Fast*.

  • Thanks to our innovative flight tracking, many flight-related ExactCare Extra claims can be approved and paid automatically.
  • Most other claims can be filed with a "pic and a click” – on the go, without piles of forms.
  • Have a problem with your claim? Live help is available worldwide (7 a.m.-7 p.m. Central Time M-F).

GET THE BERKSHIRE HATHAWAY TRAVEL PROTECTION APP

  • Enjoy trip protection that’s also tech-savvy.
  • Manage your travel insurance policy and edit your flights.
  • Activate flight tracking and access personalized global travel assistance 24/7/365.
  • Submit a claim with a pic and a click.