ExactCare® Lite was developed specifically for driving vacations. This road trip travel insurance plan is not for those who will be flying, cruising or traveling internationally.
It can cover hotel and other non-refundable payments, such as tickets to attractions, plus emergency medical and medical evacuation.
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“I have always used BHTP and they are a great company with excellent customer service and provide prompt service. Staff that is courteous and responsible."
– Shalini D.
Driving is cheaper than flying or a cruise ship, sure. But most road trips still require upfront reservation expenses, such as for hotel and attractions. You also could find yourself facing unforeseen medical expenses – especially if you’re out of network.
Road trip travel insurance from Berkshire Hathaway Travel Protection is there to help protect you when these issues strike – and with our 24/7 travel assistance, you’ll never be left stranded with no one to contact.
ExactCare Lite from Berkshire Hathaway Travel Protection is easy, road trip travel insurance, specially designed for drive vacation related issues listed below.
Berkshire Hathaway Travel Protection has been protecting all types of vacations for years, and is backed by Berkshire Hathaway Specialty Insurance Company, which provides A.M. Best A++-rated financial security and strength – for peace of mind wherever, however you vacation.
“Wonderfully easy to purchase. Very helpful phone representative helped the process. Explained options and I got exactly what we needed. And we had the knowledge that our policy was backed by Berkshire Hathaway’s stoutness.”
-Peggy O.
“All went well. Great customer service and great description of coverage. Will buy again. Thanks.”
-Stephanie S.
Our ExactCare Lite plan is specifically for drive vacations. If you are flying, taking a cruise or traveling internationally, this is not the plan for you, and you should consider one of our other ExactCare plans.
ExactCare Lite includes a minimum amount of cancellation insurance to cover your non-refundable deposits like hotels, attractions or event tickets. It also includes emergency medical and medical evacuation coverage – in case you require out-of-network and out-of-pocket medical expenses while on your drive vacation.
Yes – and if you buy within 15 days of making your initial payment towards your trip, you qualify for bonus coverages, like coverage for pre-existing medical conditions. However, you can also buy coverage up until the day before you leave.
Road trip travel insurance can cost from 5% to 7% of your total trip cost, though that amount can be influenced by:
As with any travel insurance, it pays to look around and compare to find the best road trip travel insurance policy for you.
Absolutely – road trip travel insurance can be worth it because it can help reimburse you for covered expenses like emergency evacuation, unexpected out-of-network emergency medical bills, and costs related to trip cancellation and interruption – like hotel cancellation penalties or non-refundable attraction or event tickets. The U.S. State Department includes travel insurance as a key component of its traveler’s checklist. (Source: Travel.state.gov)
A medical emergency outside your health plan’s network could mean hundreds or thousands of dollars of medical bills that you have to pay. Road trip travel insurance can help pay if you get sick or injured when you’re away from home, and can cover costs to evacuate you to an adequate medical facility.
Does your vacation include non-refundable deposits like hotels, attraction or event tickets that you booked months out? Are your pre-payments protected if you’re forced to cancel for a covered reason? Do you have adequate coverage if a medical emergency occurs while you’re away from home on vacation? ExactCare Lite may be your best road trip travel insurance option.
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*Fastest payments on approved claims when debit card, PayPal or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution.
Please visit our Disclaimer page for underwriter info. Policies have exclusions and limitations. For complete details of coverage, contact BHTP by calling 844-411-2487, or emailing us at assist@bhtp.com.
Berkshire Hathaway Travel Protection (BHTP) is a registered trademark and a subsidiary of Berkshire Hathaway Specialty Insurance Company (BHSI), a leader in specialized casualty and liability insurance. The information contained herein has been obtained from sources believed to be reliable. BHTP disclaims all warranties as to the accuracy, completeness or adequacy of such information. The opinions expressed herein are subject to change without notice.
Not all coverages available on all products. Check product descriptions for details.
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