ExactCare Value® - Affordable Travel Insurance
What Is ExactCare Value?
From speedy claim processing and quick* claim payments to coverage built for today’s fast-moving travelers, ExactCare Value from Berkshire Hathaway Travel Protection is low-cost travel insurance that won’t slow you down.
- Comprehensive coverage for trip cancellation/interruption
- Up to $15,000 in emergency travel medical insurance
- Pre-existing conditions covered if purchased within 15 days of initial trip deposit
- Optional car-rental insurance (collision coverage)
- Pic-and-a-click claim filing and quick* travel insurance claim payments
- Worldwide travel assistance
The Perfect Blend Of Speed And Coverage.
Seeing the world on a budget? ExactCare Value covers you with reasonably priced international and U.S. travel insurance. Get trip delay and lost baggage coverage, travel medical and dental insurance, and even emergency medical evacuation coverage.
Is ExactCare Value Right For Me?
Traveling solo? Headed off the beaten path? Making up your adventure as you go along? Taking advantage of a cheap airfare to see the world? Wander freely with ExactCare Value vacation insurance.
ExactCare Value Coverage Details
| Coverages | |
| 100% of Trip Cost | |
| Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy. Our ExactCare Value plan will insure trips up to $20,000 maximum per traveler. | |
| 100% of Trip Cost | |
| Reimburses you for unused, non-refundable trip payments and additional expenses up to 100% of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy. Our ExactCare Value plan will provide up to $20,000 in trip interruption coverage per traveler. | |
| Included | |
| When this is listed as “Included,” the exclusion of pre-existing medical conditions is waived as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
| $500 | |
| Reimburses you up to $500/max $100/day for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed due to a covered unforeseen reason and for more than 12 hours. | |
| $15,000 | |
| Provides reimbursement for emergency medical expenses if you suffer an injury or sickness while on your trip. Medical expense coverage is secondary on this plan. Some plans vary by state. Secondary coverage means your travel insurance pays second, and you may be required to first submit a claim to your individual health insurance plan. Includes some dental coverage. Please read the plan’s Description of Coverages for complete details. | |
| $150,000 | |
| Covers reasonable and customary charges for an emergency medical evacuation incurred for an injury or sickness that occurs while on a trip. Please read the plan’s Description of Coverages for complete details. | |
| $750 | |
| Covers your luggage, personal items, and documents. ExactCare Value requires a $50 deductible. Please read the plan’s Description of Coverages for complete details. | |
| $200 | |
| Reimburses you for the purchase of necessary personal effects if your luggage is delayed more than 24 hours. This benefit does not apply if baggage is delayed while traveling to your return destination. | |
| $35,000 | |
| Available for purchase as an upgrade on certain BHTP plans. Provides reimbursement for repairs if your rental vehicle is damaged due to collision, vandalism, windstorm, fire, hail or flood. Eligibility varies by state and destination. A deductible may apply. Please read the plan’s Description of Coverages for complete details. | |
| Included | |
| 24-hour access to a service team that can help in a medical emergency (e.g., locating a doctor, hospital or pharmacy), travel emergency (e.g., finding alternative flights, last-minute hotel changes or car rental assistance), or simply obtain concierge assistance for non-emergency requests (e.g., restaurant reservations, theater or event tickets). Costs of the services are the responsibility of the insured if not covered under the policy. | |
| Included | |
| When this is listed as “Included,” the plan covers financial default of an airline, cruise line, common carrier or tour operator as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
Also from Berkshire Hathaway Travel Protection
Our travel insurance plan lineup lets you choose your coverage, from travel health insurance to trip cancellation coverage to tarmac delay. Compare our plans and discover the best travel insurance for you.
With BHTP, Hassle-Free Claims Come Standard
- Berkshire Hathaway Travel Protection processes claims up to five times faster**
- Most travel insurance claims can be filed with a “pic-and-a-click” – on the go, without piles of forms
- Have a problem with your claim? Live help is available worldwide (7 a.m.-7 p.m. Central Time M-F)
See What Our ExactCare Value Customers Have To Say
Easy process to insure
“Process was easy to get insured for our trip. Our trip was smooth so we didn't need to file a claim. We have used BH Travel Protection in the past and did need to file a claim - that was also and easy and straightforward process and we received our insurance payment in a reasonable timeframe. No complaints.”
—Eric M.
Trip
“We us BHTP on all of our trips and always have great service and very professional and friendly people. Love it!!!”
—James L.
Claim experience
“The entire claim process went smoothly, Customer service was excellent. I appreciate the whole process and will refer the service to others too.”
—Vankatesh S.
The best experience
“After my worst experience traveling you made my day. Very easy and fast process. Excellent customer service.”
—Julio C.
Get Paid For Travel Troubles. Fast.*
Every travel insurance policy issued by Berkshire Hathaway Travel Protection includes secure and speedy claim-payment processing with BHTP Burst®. Get paid in minutes* – not days, weeks, or months – with direct deposit right to the account you specify. Paper check is also always an option, but why wait?
* Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.
* Subject to limitation and exclusion of the policy.
** Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.