ExactCare®- Comprehensive Travel Insurance
What Is ExactCare?
With the trip protection travelers want most – for trip cancellation or interruption, medical emergencies, lost baggage, and more – plus speedy* claims processing and family-friendly pricing, ExactCare from Berkshire Hathaway Travel Protection might be the comprehensive vacation insurance you’re looking for.
- Comprehensive coverage for trip cancellation and interruption
- Up to $25,000 in emergency travel medical insurance
- Pre-existing conditions covered (if purchased within 15 days of initial trip deposit)
- Optional car-rental insurance (collision coverage)
- Pic-and-a-click claim filing and quick* claim payments
- 24/7 global travel assistance
Different Travel Insurance
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Better Travel Insurance.
Need some trip insurance for that first holiday with the kids? You can afford it when you’re saving with the family-friendly pricing of ExactCare. A lot can happen from here to there. ExactCare travel insurance covers anyone, any day, practically anywhere.
Is ExactCare Right For Me?
Traveling with a family? Are you more comfortable with conventional luggage and trip cancellation benefits? Traveling to a single location, like a theme park? ExactCare could be your best travel insurance option – the perfect combination of coverage and price.
ExactCare Coverage Details
| Coverages | |
| 100% of Trip Cost | |
| Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy. Our ExactCare plan will insure trips up to $100,000 maximum per traveler. | |
| 150% of Trip Cost | |
| Reimburses you for unused, non-refundable trip payments and additional expenses up to 150% of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy. Our ExactCare plan will provide up to $150,000 in trip interruption coverage per traveler. | |
| Included | |
| When this is listed as “Included,” the exclusion of pre-existing medical conditions is waived as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
| $1,000 | |
| Reimburses you up to $1,000/max $200/day for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed due to a covered unforeseen reason and for more than 5 hours. | |
| $500 | |
| Pays up to $500 if you experience a covered delay lasting more than 3 hours which causes you to miss your flight, cruise or other covered transportation’s departure. | |
| $25,000 | |
| Provides reimbursement for emergency medical expenses if you suffer an injury or sickness while on your trip. Medical expense coverage is primary on this plan. Some plans vary by state. Primary coverage means your travel insurance pays first, and you are not required to first submit a claim to your individual health insurance plan. Includes some dental coverage. Please read the plan’s Description of Coverages for complete details. | |
| $500,000 | |
| Covers reasonable and customary charges for an emergency medical evacuation incurred for an injury or sickness that occurs while on a trip. Please read the plan’s Description of Coverages for complete details. | |
| $1,000 | |
| Reimburses you if your luggage, personal items, and documents or visas are lost, damaged or stolen during your trip. Please read the plan’s Description of Coverages for complete details. | |
| $200 | |
| Reimburses you for the purchase of necessary personal effects if your luggage is delayed more than 24 hours. This benefit does not apply if baggage is delayed while traveling to your return destination. | |
| $10,000 | |
| Pays you for an accident that results in the loss of life, limbs or sight. Please read the plan’s Description of Coverages for complete details. | |
| Included | |
| When this is listed as “Included,” the plan covers financial default of an airline, cruise line, common carrier or tour operator as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
| $35,000 | |
| Available for purchase as an upgrade on certain BHTP plans. Provides reimbursement for repairs if your rental vehicle is damaged due to collision, vandalism, windstorm, fire, hail or flood. Eligibility varies by state and destination. A deductible may apply. Please read the plan’s Description of Coverages for complete details. | |
| Included | |
| 24-hour access to a service team that can help in a medical emergency (e.g., locating a doctor, hospital or pharmacy), travel emergency (e.g., finding alternative flights, last-minute hotel changes or car rental assistance), or simply obtain concierge assistance for non-emergency requests (e.g., restaurant reservations, theater or event tickets). Costs of the services are the responsibility of the insured if not covered under the policy. | |
Also from Berkshire Hathaway Travel Protection
Our travel insurance plan lineup lets you choose your coverage, from travel health insurance to trip cancellation coverage to tarmac delay. Compare our plans and discover the best travel insurance for you.
Quick Claims. No Headaches.
- Berkshire Hathaway Travel Protection processes claims up to five times faster*
- Most claims can be filed with a “pic and a click” – on the go, without piles of forms
- Have a problem with your claim? Live help is available worldwide (7 am - 7 pm CST, M-F, excluding some holidays)
See What Our ExactCare Customers Have To Say
Peace Of Mind
“I have used Berkshire Hathaway for travel insurance and I found them to have the best coverage. Fantastic customer service.”
—Douglas B.
Confidence in Coverage
“BHTP's travel insurance let me relax on a recent trip to Vietnam knowing that my primary coverage was secured. The process to file a claim was clear and uncomplicated. Upon my return, I filed a claim and the process was completed in a timely fashion. There are many choices for travel insurance coverage and I highly recommend BHTP!”
—Ann K.
Easy process
“Great company, reasonable rates, easy process. I will go with it for all my future travel insurance needs.”
—Rajesh M.
Belgium and London - with rail strike
“After taking the channel tunnel from Brussels to London our return tickets were canceled due to a rail strike. We were forced to purchase plane tickets on short notice to get back to Brussels. Berkshire paid our claim quickly and without any hassles.”
—Luke G.
Get Paid For Travel Troubles. Fast.*
Every travel insurance policy issued by Berkshire Hathaway Travel Protection includes secure and speedy claim-payment processing with BHTP Burst®. Get paid in minutes* – not days, weeks, or months – with direct deposit right to the account you specify. Paper check is also always an option, but why wait?
* Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.
* Subject to limitation and exclusion of the policy.
** Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.