Luxury Travel Insurance: Travel Insurance Specifically for High-End Travel
LuxuryCare® is a comprehensive travel insurance plan with Berkshire Hathaway Travel Protection’s highest medical and medical evacuation benefits, trip cancellation for trips costing up to $100,000 per person, Cancel for Any Reason upgrade, and more.
get a quoteBacked by the financial security of Berkshire Hathaway Specialty Insurance.
“From purchasing a policy to submitting a claim to receiving a settlement, the process was simple and fast. BHTP is by far my favorite travel insurance company. Staff is courteous and knowledgeable. I highly recommend this company.”
- Sheryl W.
Don’t Gamble With Your Travel Investment.
A luxurious vacation is a big investment – and you could lose that investment if you don’t protect it from:
- Unexpected cancellation: If one of the insureds, their spouse or domestic partner becomes pregnant or approved for an adoption, or extra days are added to your child’s school calendar unexpectedly, you could be forced to cancel your vacation – without guarantee of a refund.
- Medical emergencies: Medical treatment away from home can be complicated and costly – and almost always out-of-network.
- Travel delays: Getting stranded in an airport and missing flight connections is more than an inconvenience – it can be costly to catch up on your vacation plans.
- Lost luggage: Clothes, electronics, and more can vanish in an instant – and how will you recover what you need on vacation?
Luxury travel insurance from Berkshire Hathaway Travel Protection is there to protect you when these issues, and many more strike – and with our 24/7 travel assistance, you’ll never be left stranded with no one to contact.
Luxury Travel insurance protects your investment … and you.
LuxuryCare from Berkshire Hathaway Travel Protection is easy, full-featured trip insurance, specially designed for travel issues listed below.
LuxuryCare covers more reasons for cancellation than any other offered by Berkshire Hathaway Travel Protection. Some of these additional covered reasons include:
- You become pregnant or approved for an adoption and can’t travel
- Your child’s school calendar is adjusted over the holidays or at the end of the year to make up for lost days
- You or your traveling companions are not medically able to receive the proper vaccinations or your travel documents are lost or stolen
- Plus, LuxuryCare offers the Cancel for Any Reason upgrade on eligible trips.
With all these issues, you can count on:
- Quick quotes: Get covered in as little as five minutes
- Clear coverage: Receive coverage details in clear, easy-to-understand language
- Easy claim submissions: File many claims in seconds, often with just a picture from your phone – and without piles of forms
- Fast payments: Get your claims paid up to five times faster than industry averages*
- Help when you need it: Count on 24/7 emergency travel assistance
Luxury Trip Insurance With The Strength of Berkshire Hathaway Travel Protection.
Berkshire Hathaway Travel Protection has been protecting vacations for years, and is backed by Berkshire Hathaway Specialty Insurance Company, which provides A.M. Best A++-rated financial security and strength – for peace of mind wherever you vacation.
“Easy to use, great value! This insurance has been great for me -- affordable, comprehensive, and no-hassle!”
– Sarah M.
“Our experience with Berkshire Hathaway was extraordinary. They were prompt to respond and payed us for delays on the way home. Thank you!”
– Jennifer F.
Luxury Travel Insurance Q&A
What does luxury travel insurance cover?
Our luxury travel insurance plan includes cancellation insurance for trips up to $100,000 per person, and our highest levels of medical expense and medical evacuation limits. LuxuryCare also includes trip interruption, trip delay, missed connection, and coverage for lost, damaged, or stolen luggage.* LuxuryCare’s medical coverage is primary in the base plan – which means no need to meet certain requirements or pay more for medical coverage to be primary.
Does LuxuryCare include Cancel For Any Reason?
Our luxury travel insurance plan includes the option to purchase the Cancel For Any Reason (CFAR) coverage upgrade. Coverage includes up to 50% trip cancellation coverage for trips valued up to $10,000 per traveler. CFAR may only be added at the time of policy purchase and within 15 days of the initial trip deposit. All travelers must be medically able to travel at time of purchase and full trip cost must be insured. Trips must be cancelled no less than 48 hours prior to the departure date.
Can you buy luxury travel insurance after booking?
Yes – and if you buy within 15 days of making your initial vacation deposit, you qualify for bonus coverages, like coverage for pre-existing medical conditions and financial default. However, you can also buy coverage up until the day before you leave.
How much does luxury travel insurance cost?
Luxury travel insurance can cost from 5% to 10% of your total trip cost, though that amount can be influenced by:
- Your age
- How much you’re spending on your trip
- Number of days you are vacationing
- When you are traveling
- Number of days until your departure
- The number of people covered under your policy
- Where you are going
As with any travel insurance, it pays to look around and compare to find the best luxury travel insurance policy for you.
Can trip insurance be worth it for a luxury vacation?
Absolutely – trip insurance can be worth it because it can help reimburse you for covered expenses like emergency evacuation, medical bills, and costs related to trip cancellation and interruption. The U.S. State Department includes travel insurance as a key component of its traveler’s checklist.
Do I need medical travel insurance while on a vacation?
A medical emergency away from home could mean thousands of dollars of bills that you have to pay. Travel medical insurance can help pay if you get sick or injured when you’re traveling, and can cover costs to evacuate you to an adequate medical facility.
Should I insure my luxury vacation?
Savvy travelers usually do. If you’re not sure, ask your travel professional, or someone who’s suffered mishaps while vacationing.
Is LuxuryCare right for me?
Is your vacation booked months out? Is your vacation payment protected if you’re forced to cancel for a covered reason? Do you have adequate coverage if a medical emergency occurs while you’re away from home? LuxuryCare may be your best travel insurance option.
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* Not all coverages available on all products. Check product descriptions for details. Fastest payments on approved claims when debit card, PayPal or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution.
Please visit our Disclaimer page for underwriter info. Policies have exclusions and limitations. For complete details of coverage, contact BHTP by calling 844-411-2487, or emailing us at assist@bhtp.com.
Berkshire Hathaway Travel Protection (BHTP) is a registered trademark and a subsidiary of Berkshire Hathaway Specialty Insurance Company (BHSI), a leader in specialized casualty and liability insurance. The information contained herein has been obtained from sources believed to be reliable. BHTP disclaims all warranties as to the accuracy, completeness or adequacy of such information. The opinions expressed herein are subject to change without notice.
