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Save Time And Money When Travel Emergencies Strike*
Travel insurance reimburses you for non-refundable money you’ve already spent—on plane tickets, hotel rooms, tours, and more—if you have to cancel or interrupt your vacation.
And we pay travel claims 5 times faster than the industry average**
- If your trip is delayed, cancelled, or cut short due to illness, injury, or weather
- If your baggage is lost, stolen, damaged, or delayed
- If you get sick or hurt and need to see a doctor
- If a non-traveling family member has a health emergency that requires you to come home
Get Berkshire Hathaway Travel Protection And Enjoy:
Smart Travel Plans
Easy Quotes In Minutes
Affordable Pricing
The Fastest Travel Claims Payments In The Industry**
File claims easily on your phone. If you have a claim, you can get paid the same day when you choose an electronic payment as your method of payment. Of course, you can always choose a traditional bank deposit or paper check if you prefer.
How To Get A Travel Insurance Quote
Enter your trip details into our quote form.
Choose from several recommended plan options.
Buy online and relax—you’re covered!
Compare Our Most Popular Travel Insurance Plans
 ExactCare Value®Complete coverage for travelers on a budget |  ExactCare®Comprehensive travel insurance, traditional plan design |  ExactCare Extra®Comprehensive travel insurance + innovative flight protection | |
|---|---|---|---|
| Coverages | |||
| 100% of Trip Cost | 100% of Trip Cost | 100% of Trip Cost | |
| Provides reimbursement for non-refundable trip payments if you have to cancel a trip due to a covered reason such as; injury, illness, or death of you, your traveling companion, a family member, or other covered unforeseen events. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Provides reimbursement for up to 50% of your non-refundable trip payments if you have to cancel a trip for any reason not listed in the Description of Coverages. CFAR is only available on LuxuryCare, for trips up to $10,000 per individual, and only if you are purchasing your travel insurance plan within 15 days of your initial trip deposit. Must be added at time of purchase. CFAR cannot be added after purchase of a LuxuryCare plan. Please read the plan’s Description of Coverages for complete details. | |||
| 100% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | |
| Provides reimbursement for non-refundable trip payments if you are already on your trip and experience a covered unforeseen event that forces you to return earlier than planned. Please read the plan’s Description of Coverages for complete details. | |||
| $15,000 | $25,000 | $50,000 | |
| Provides reimbursement for emergency medical expenses if you suffer an injury or sickness while on your trip. Most plans can provide primary medical expense coverage if you purchase your policy within 15 days of your initial trip deposit date. Our economy plans, ExactCare Value and ExactCare Lite, provide secondary coverage. Primary coverage means your travel insurance pays first, and you are not required to first submit a claim to your individual health insurance plan. Includes some dental coverage. Some plans vary by state. Please read the plan’s Description of Coverages for complete details. | |||
| $150,000 | $500,000 | $500,000 | |
| Covers reasonable and customary charges for an emergency medical evacuation incurred for an injury or sickness that occurs while on a trip. Please read the plan’s Description of Coverages for complete details. | |||
| $750 | $1,000 | - | |
| Covers your lost, stolen or damaged luggage, personal items, and documents. Please read the plan’s Description of Coverages for complete details. | |||
| $500 | $1,000 | $1,000 | |
| Provides reimbursement for reasonable additional covered expenses such as lodging, local transportation, and meals if your travel is delayed beyond a defined number of hours. Please read the plan’s Description of Coverages for complete details. | |||
| - | $500 | $100 (fixed) | |
| Provides reimbursement for additional travel expenses if you miss a connecting flight due to a covered reason such as inclement weather or a common carrier caused delay. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | $1,000 (fixed) | |
| Pays you when your delay exceeds two hours on the tarmac. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | $50 (fixed) | |
| Pays you when your flight is delayed more than two hours from its scheduled gate departure. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Pays you when you are confined for more than five hours on a cruise ship without power, food, water or restroom facilities. Please read the plan’s Description of Coverages for complete details. | |||
| $200 | $200 | $150 (fixed) | |
| Provides reimbursement for essential items when your luggage is delayed by the airline for a certain amount of time. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Similar to baggage delay, this provides reimbursement for rental or replacement of your sporting equipment that has been delayed by the airline for a certain amount of time. Please read the plan’s Description of Coverages for complete details. | |||
| - | $10,000 | $10,000 | |
| Pays you for an accident that results in the loss of life, limbs or sight. Some plans provide higher benefit limits if the accident occurs on a common carrier. Please read the plan’s Description of Coverages for complete details. | |||
| Available | Available | Available | |
| Available for purchase as an upgrade on certain BHTP plans. Provides reimbursement for repairs if your rental vehicle is damaged due to collision, vandalism, windstorm, fire, hail or flood. Eligibility varies by state. A deductible may apply. Please read the plan’s Description of Coverages for complete details. | |||
| Included | Included | Included | |
| You have 24-hour access to a service team that can help in a medical emergency (e.g., locating a doctor, hospital or pharmacy), travel emergency (e.g., finding alternative flights, last-minute hotel changes or car rental assistance), or simply obtain concierge assistance for non-emergency requests (e.g., restaurant reservations, theater or event tickets). Costs of the services are the responsibility of the insured if not covered under the policy. | |||
| Available | Available | Available | |
| When this is listed as “Included,” the exclusion of pre-existing medical conditions is waived as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |||
| Available | Available | - | |
| Available for purchase as an upgrade on certain BHTP plans. Provides compensation if the insured dies or experiences loss of limbs, etc. while a passenger on a scheduled commercial airline. | |||
ExactCare Value®
Complete coverage for travelers on a budgetExactCare®
Comprehensive travel insurance, traditional plan designExactCare Extra®
Comprehensive travel insurance + innovative flight protectionAll our travel protection plans include 24/7/365 Worldwide Travel Assistance
And that’s not all. We also offer travel insurance plans designed specifically for flights, cruises, and adventure travelers who enjoy extreme sports and activities.
Specialized Travel Insurance Plans Include
Road Trip Travel Insurance
No matter your travel type, there are still non-refundable deposits you want to protect and potentially crippling emergency medical expenses you want to avoid. Berkshire Hathaway Travel Protection’s ExactCare Lite® plan was developed specifically for drive vacations. This road trip travel insurance plan is for drive vacations and covers hotel and other non-refundable payments, such as tickets to attractions, plus emergency medical and medical evacuation expenses.
Adventure Travel Insurance
Most travel insurance plans exclude coverage if injured doing adventurous activities like sky diving, rock climbing or scuba diving. Berkshire Hathaway Travel protection’s AdrenalineCare® plan includes coverage for extreme travel activities and provides some of the highest limits of medical expense and emergency evacuation protection.
Luxury Travel Insurance
It’s the highest level of travel insurance limits you can buy from Berkshire Hathaway Travel Protection. Our luxury travel insurance can cover medical emergencies costing up to $100,000 and $1 million in medical evacuations; also covers lost, damaged stolen luggage and trip cancellation and interruption on trips costing up to $100,000 per insured.
Flight Travel Insurance
Some travel insurance plans cover your flights if you need to cancel, but most don’t pay fixed benefits for the common inconveniences associated with flying. Berkshire Hathaway Travel Protection’s AirCare® plan can protect this crucial part of your vacation when the unexpected occurs.
Cruise Travel Insurance
It’s the most comprehensive cruise protection you can buy! Our cruise insurance can cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. Then it adds protection for your flights—something a lot of cruise insurance plans don’t have. And of course, it provides a cruise disablement benefit—a payment for your inconvenience if your cruise is disabled and unable to arrive in port.
All Berkshire Hathaway Travel Protection Plans Include 24/7 Emergency Travel Assistance
Let us help when you miss a connection, you need to find a doctor, and more. Get live, person-to-person help with:
- Last-minute flight, hotel, and rental car booking
- Missed connections coordination
- Finding or replacing lost luggage
- Lost or stolen wallets, tickets, or passports assistance
- Finding a doctor and replacing prescription medication
- Language translation services
- Emergency cash transfers and message relays
- Return travel arrangements in an emergency
A Travel Insurance Company Backed By Experts
Berkshire Hathaway Travel Protection has an AM Best Financial Strength Rating (FSR) of A++.
See What Our Travel Insurance Customers Have To Say
“This is by far the best customer experience that I've had with any claims I've needed to do for travel. The staff is helpful and their response time is super fast. Thank you for being so customer friendly!”
—Katie H.
“Very professional and easy to work with. Fast handling of claim.”
—Sandra G.
“Berkshire Hathaway's International Travel Insurance is far superior to other products. The service is excellent and the claims process quick and reliable.”
—Kevin H.
“My medical claim was easy to submit and was reviewed in a timely fashion. A representative helped me with any questions that I had as well.”
—Meira Z.
* Subject to limitation and exclusion of the policy.
** Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.