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Save Time And Money When Travel Emergencies Strike
Travel insurance can reimburse you for non-refundable money you’ve already spent—on plane tickets, hotel rooms, tours, and more—if you have to cancel or interrupt your vacation.
- If your trip is delayed, cancelled, or cut short due to illness, injury, or weather
- If your baggage is lost, stolen, damaged, or delayed
- If you get sick or hurt and need to see a doctor
- If a non-traveling family member has a health emergency that requires you to come home
Get Berkshire Hathaway Travel Protection And Enjoy:
Smart Travel Plans
Easy Quotes In Minutes
Affordable Pricing
We Offer A Fast, Easy Claims Process
If you have a claim, file it easily and conveniently on your phone or online, and get paid quickly using your selected payment method.
How To Get A Travel Insurance Quote
Enter your trip details into our quote form.
Choose from several recommended plan options.
Buy online and relax—you’re covered!
Compare Our Most Popular Travel Insurance Plans
 ExactCare Value®Complete coverage for travelers on a budget |  ExactCare®Comprehensive travel insurance, traditional plan design |  ExactCare Extra®Comprehensive travel insurance + innovative flight protection | |
|---|---|---|---|
| Coverages | |||
| 100% of Trip Cost | 100% of Trip Cost | 100% of Trip Cost | |
| Provides reimbursement for non-refundable trip payments if you have to cancel a trip due to a covered reason such as; injury, illness, or death of you, your traveling companion, a family member, or other covered unforeseen events. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Provides reimbursement for up to 50% of your non-refundable trip payments if you have to cancel a trip for any reason not listed in the Description of Coverages. CFAR is only available on LuxuryCare, for trips up to $10,000 per individual, and only if you are purchasing your travel insurance plan within 15 days of your initial trip deposit date. Must be added at time of purchase. CFAR cannot be added after purchase of a LuxuryCare plan. Please read the plan’s Description of Coverages for complete details. | |||
| 100% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | |
| Provides reimbursement for non-refundable trip payments if you are already on your trip and experience a covered unforeseen event that forces you to return earlier than planned. ExactCare Lite covers return transportation only. Please read the plan’s Description of Coverages for complete details. | |||
| $15,000 | $50,000 | $75,000 | |
| Provides reimbursement for emergency medical expenses if you suffer an injury or sickness while on your trip. All plans provide primary medical expense coverage, except ExactCare Value which is secondary. Primary coverage means your travel insurance pays first, and you are not required to first submit a claim to your individual health insurance plan. Includes some dental coverage. Some plans vary by state. Please read the plan’s Description of Coverages for complete details. | |||
| $150,000 | $500,000 | $750,000 | |
| Covers reasonable and customary charges for an emergency medical evacuation incurred for an injury or sickness that occurs while on a trip. Please read the plan’s Description of Coverages for complete details. | |||
| $750 | $1,000 | $500 (Fixed) | |
| Covers your luggage, personal items, and documents. Please read the plan’s Description of Coverages for complete details. | |||
| $500 | $1,400 | $1,800 | |
| Provides reimbursement for reasonable additional covered expenses such as lodging, local transportation, and meals if your travel is delayed beyond a defined number of hours. Please read the plan’s Description of Coverages for complete details. | |||
| - | $750 | $100 (Fixed) | |
| Provides reimbursement for additional travel expenses if you miss a connecting flight due to a covered reason such as inclement weather or a common carrier caused delay. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | $1,000 (Fixed) | |
| Pays you when your delay exceeds two hours on the tarmac. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | $50 (Fixed) | |
| Pays you when your flight is delayed more than two hours from its scheduled gate departure. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Only available on WaveCare. Includes: Cruise Disablement if you are confined to your cruise ship for a covered reason; Cruise Diversion if your cruise does not stop at a scheduled port of call for a covered reason; and River Cruise Diversion if your river cruise is unable to set sail for a covered reason. Please read the plan’s Description of Coverages for complete details. | |||
| $200 | $300 | $150 (Fixed) | |
| Provides reimbursement for essential items when your luggage is delayed by the airline for a certain amount of time. Please read the plan’s Description of Coverages for complete details. | |||
| - | - | - | |
| Similar to baggage delay, this provides reimbursement for rental or replacement of your sporting equipment that has been delayed by the airline for a specified amount of time. Please read the plan’s Description of Coverages for complete details. | |||
| - | $10,000 | $10,000 | |
| Pays you for an accident that results in the loss of life, limbs or sight. Please read the plan’s Description of Coverages for complete details. | |||
| $35,000 | $35,000 | $35,000 | |
| Available for purchase as an upgrade on certain BHTP plans. Provides reimbursement for repairs if your rental vehicle is damaged due to collision, vandalism, windstorm, fire, hail or flood. Eligibility varies by state and destination. A deductible may apply. Please read the plan’s Description of Coverages for complete details. | |||
| Included | Included | Included | |
| You have 24-hour access to a service team that can help in a medical emergency (e.g., locating a doctor, hospital or pharmacy), travel emergency (e.g., finding alternative flights, last-minute hotel changes or car rental assistance), or simply obtain concierge assistance for non-emergency requests (e.g., restaurant reservations, theater or event tickets). Costs of the services are the responsibility of the insured if not covered under the policy. | |||
| Included | Included | Included | |
| When this is listed as “Included,” the exclusion of pre-existing medical conditions is waived as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |||
| Included | Included | Included | |
| When this is listed as “Included,” the plan covers financial default of an airline, cruise line, common carrier or tour operator as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |||
| - | Included | Included | |
| When this is listed as “Included,” the plan covers cancellation for work reasons as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |||
ExactCare Value®
Complete coverage for travelers on a budgetExactCare®
Comprehensive travel insurance, traditional plan designExactCare Extra®
Comprehensive travel insurance + innovative flight protectionAll our travel protection plans include 24/7/365 Worldwide Travel Assistance
And that’s not all. We also offer travel insurance plans designed specifically for flights, cruises, and adventure travelers who enjoy extreme sports and activities.
Specialized Travel Insurance Plans Include
Adventure Travel Insurance
Most travel insurance plans exclude coverage if injured doing adventurous activities like sky diving, rock climbing or scuba diving. Berkshire Hathaway Travel protection’s AdrenalineCare® plan includes coverage for extreme travel activities and provides some of the highest limits of medical expense and emergency evacuation protection.
Luxury Travel Insurance
It’s the highest level of travel insurance limits you can buy from Berkshire Hathaway Travel Protection. Our luxury travel insurance can cover medical emergencies costing up to $100,000 and $1 million in medical evacuations; also covers lost, damaged stolen luggage and trip cancellation and interruption on trips costing up to $100,000 per insured.
Flight Travel Insurance
Some travel insurance plans cover your flights if you need to cancel, but most don’t pay fixed benefits for the common inconveniences associated with flying. Berkshire Hathaway Travel Protection’s AirCare® plan can protect this crucial part of your vacation when the unexpected occurs.
Cruise Travel Insurance
It’s the most comprehensive cruise protection you can buy! Our cruise insurance can cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. Then it adds protection for your flights—something a lot of cruise insurance plans don’t have. And of course, it provides a cruise disruption benefit -- payment for your inconvenience if for covered reasons you are restricted from disembarking due to the cruise ship being disabled, your cruise does not stop at a scheduled port, or your river cruise is unable to sail.
ExactCare Lite®
It’s the ideal plan for travelers not looking to protect nonrefundable trip costs, yet still concerned about medical emergencies while traveling, especially abroad. Our Lite plan is a post-departure travel insurance plan, meaning all the coverages start once you leave on your trip. It provides valuable emergency medical and medical evacuation coverage. Best for last-minute trips as well.
All Berkshire Hathaway Travel Protection Plans Include 24/7 Emergency Travel Assistance
Let us help when you miss a connection, you need to find a doctor, and more. Get live, person-to-person help with:
- Last-minute flight, hotel, and rental car booking
- Missed connections coordination
- Finding or replacing lost luggage
- Lost or stolen wallets, tickets, or passports assistance
- Finding a doctor and replacing prescription medication
- Language translation services
- Emergency cash transfers and message relays
- Return travel arrangements in an emergency
A Travel Insurance Company Backed By Experts
Berkshire Hathaway Travel Protection is a division of Berkshire Hathaway Specialty Insurance Company, which holds a financial strength rating of A++ from AM Best.
See What Our Travel Insurance Customers Have To Say
Medical insurance
“Searched several insurance websites, found BHTC to have the best value coverage for the price. My priority was for medical insurance coverage , out of the country.”
—Alan K.
Very pleased.
“Simple purchase process. Felt secure with BH.”
—David S.
Solid Protection!
“Satisfied with the level of protection and ease of purchasing online.”
—Jennifer B.
Great website.
“Easy to use. Terms explained so one can understand.”
—Susan P.