WAVECARE® – COMPREHENSIVE TRAVEL INSURANCE.

Specifically built for those who choose to cruise.


WHAT IS WAVECARE?

Travelers want travel insurance that specifically fits their type of travel, and WaveCare is exactly that – travel insurance for those who choose to cruise. WaveCare from Berkshire Hathaway Travel Protection provides coverage for cruise cancellation or interruption, medical emergencies, lost baggage plus a new inconvenience fixed benefit if your cruise is disabled and you’re stuck on board.  

  • Comprehensive coverage for trip cancellation and interruption
  • Up to $75,000 in emergency travel medical insurance and $750,000 for medical evacuation
  • Pre-existing conditions covered (if purchased within 15 days of initial trip deposit)
  • Pic-and-a-click claim filing and quick* claim payments
  • 24/7 global travel assistance
     
View coverage details

Is WaveCare Right For Me?

Is your cruise booked months out?  Is your cruise payment protected if you are forced to cancel for a covered reason? Do you have adequate medical or medical evacuation coverage if a medical emergency on board occurs while out to sea? WaveCare may be your best travel insurance option.

WaveCare Coverage Details**

Coverages
Trip Cancellation
Trip Cancellation
100% of Trip Cost
($25,000 max per person)
Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy.
Trip Interruption
Trip Interruption
Up to 150% of trip cost
($37,500 max per person)
Reimburses you for unused, non-refundable trip payments and additional expenses up to the stated percentage of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy.
Trip Interruption - Return Air Only
Trip Interruption - Return Air Only
Up to $1,000
(Applies if $0 Trip Cost was selected at time of purchase)
Reimburses you for additional transportation expenses to reach your return destination due to one of the unforeseen events covered under trip interruption.
Trip Delay
Trip Delay
Up to $1,000
($200/day) (5 hours or more)
Reimburses you for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed by a covered unforeseen reason for the number of hours your policy specifies.
Missed Connection
Missed Connection
Up to $500
(3 hours or more)
Reimburses you if you experience a covered delay which causes you to miss your flight, cruise or other covered transportation’s departure.
Cruise Disablement
Cruise Disablement
$500 (fixed benefit)
Pays a fixed benefit if you are confined to your cruise ship without one or more of the following: power, food, water, or restroom facilities for the time period listed in the policy.
Baggage & Personal Effects
Baggage & Personal Effects
Up to $1,500
Reimburses you if your luggage and travel documents are lost, damaged or stolen while you are traveling.
Baggage Delay
Baggage Delay
Up to $200
(24 hours or more)
Reimburses you for the purchase of necessary personal effects if your luggage is delayed for the time period specified in your policy. This benefit does not apply if baggage is delayed while traveling to your return destination.
Medical Expense
Medical Expense
Up to $75,000
($500 dental max)
Covers medically necessary expenses if you're injured or get sick while on your trip.
Emergency Evacuation & Repatriation of Remains
Emergency Evacuation & Repatriation of Remains
Up to $750,000
Provides coverage for emergency medical evacuation and related medical services/supplies to the nearest adequate medical facility or the city of burial, in case of death.
Accidental Death & Dismemberment
Accidental Death & Dismemberment
Up to $10,000
Covers you if you die, lose certain body parts, or lose use of those body parts while on a covered trip.
Bonus Coverages  (Only available if policy is purchased within 15 days of initial trip deposit)
Pre-Existing Condition Exclusion Waiver
Pre-Existing Condition Exclusion Waiver
Included
If all conditions are met, the pre-existing medical condition exclusion will be waived up to the maximum listed in the policy.
Financial Default
Financial Default
Included
Provides coverage if a travel supplier should stop operating because of insolvency.
Accidental Death & Dismemberment (Common Carrier Air Only)
Accidental Death & Dismemberment (Common Carrier Air Only)
Up to $50,000
Covers you if you die, lose certain body parts, or lose use of those body parts while riding as a passenger on a scheduled commercial airliner during a covered trip.
Medical Expense (Primary)
Medical Expense (Primary)
Included
Covers medically necessary expenses on a primary basis if you’re injured or get sick while on your trip.
Services & Features
24/7/365 Worldwide Travel Assistance
24/7/365 Worldwide Travel Assistance
Included
Provides a range of assistance and concierge services, including lost-baggage search, cash advance assistance, flight rebooking, restaurant reservations, directions, event ticketing, roadside assistance and more. Any additional costs (for lodging, transportation, meals, etc.) are the responsibility of the traveler.

 
Also from Berkshire Hathaway Travel Protection

Our travel insurance plan lineup lets you choose your coverage, from travel health insurance to trip cancellation coverage to tarmac delay. Compare our plans and discover the best travel insurance for you. 
 

EXACTCARE®
EXACTCARE VALUE®
WaveCare®
AdrenalineCare™
AIRCARE®

WaveCare – Choose WaveCare for your next trip.

Quick Claims. No Headaches.

  • Berkshire Hathaway Travel Protection processes claims up to five times faster***
  • Most claims can be filed with a “pic-and-a-click” – on the go, without piles of forms
  • Have a problem with your claim? Live help is available worldwide (7 a.m.-7 p.m. Central Time M-F)

Get paid for travel troubles. Fast.*


Every travel insurance policy issued by Berkshire Hathaway Travel Protection includes secure and speedy* claim-payment processing with BHTP Burst®. Get paid in minutes* – not days, weeks, or months – via your preferred channel: Direct Deposit, PayPal, or into a specified account.

 

 

 
 

*Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.


**This is a brief description of the assistance benefits and insurance for travelers provided by this plan. Coverages are per person. Plans vary per state. Exclusions, conditions and limitations may apply. You will be given a complete Description of Coverage upon purchase.

***Based on travel insurance industry averages.

Want to become a safer traveler? Sign up for our monthly newsletter.

© Berkshire Hathaway Specialty Insurance Company, 2014-2020
BBB travel insurance review