Cruise Travel Insurance: Travel Insurance Specifically for Cruising
Don’t settle for travel insurance that only covers some aspects of your cruise.
WaveCare® is a comprehensive cruise travel insurance plan with enhanced medical and luggage benefits, cruise-ship disablement, and more.
Backed by the financial security of Berkshire Hathaway Specialty Insurance.
“I needed to change my cruise date, and they were easy to work with and helpful, and I will be sticking with this group for years to come.”
– Kelly D.
Don’t Gamble With Your Cruise Investment.
A cruise is a big investment – but you might be waving ”aloha” to that investment if you don’t protect it from:
- Medical emergencies
- Unexpected cruise cancellations
- Travel delays
- Lost luggage
- Cruise-ship disablement
Cruise insurance from Berkshire Hathaway Travel Protection is there to protect you when these issues strike – and with our 24/7 travel assistance, you’ll never be left stranded with no one to contact.
Cruise Travel insurance protects your investment … and you.
WaveCare® from Berkshire Hathaway Travel Protection is easy, full-featured cruise trip insurance, specially designed for cruise related issues listed below.
With all these issues, you can count on:
- Quick quotes: Get covered in as little as five minutes
- Clear coverage: Receive coverage details in clear, easy-to-understand language
- Easy claim submissions: File most claims in seconds, with just a picture from your phone – and without piles of forms
- Fast payments: Get your claims paid up to five times faster than industry averages*
- Help when you need it: Count on 24/7 emergency travel assistance
Cruise Trip Insurance With The Strength of Berkshire Hathaway Travel Protection.
Berkshire Hathaway Travel Protection has been protecting cruises for years, and is backed by Berkshire Hathaway Specialty Insurance Company, which provides A.M. Best A++-rated financial security and strength – for peace of mind wherever you cruise.
“Gave us the peace of mind we were looking for while on [our] vacation cruise.”
– Ken B.
"This travel insurance is easy to purchase and gives us peace of mind when we book our long cruises a year or more in advance.”
– Carl B.
Cruise Insurance Q&A
What does cruise insurance cover?
Our plans include cruise cancellation insurance and cruise medical expense coverage, trip interruption, medical evacuation, and coverage for lost, damaged, or stolen luggage.* WaveCare adds a cruise disablement fixed benefit – in case your cruise is disabled and unable to arrive in port.
Can you buy cruise insurance after booking?
Yes – and if you buy within 15 days of making your initial cruise deposit, you qualify for bonus coverages, like coverage for pre-existing medical conditions and financial default. However, you can also buy coverage up until the day before you leave.
How much does cruise insurance cost?
Cruise insurance can cost from 5% to 10% of your total trip cost, though that amount can be influenced by:
- Your age
- How much you’re spending on your trip
- The amount of coverage you’re choosing
- The number of people covered under your policy
- Where you are cruising
As with any travel insurance, it pays to look around and compare to find the best cruise insurance policy for you.
Is trip insurance worth it for a cruise?
Absolutely – cruise trip insurance is worth it because it can help reimburse you for covered expenses like emergency evacuation, medical bills, and costs related to trip cancellation and interruption. The U.S. State Department includes travel insurance as a key component of its traveler’s checklist.
Do I need cruise medical travel insurance, or health insurance while on a cruise?
A medical emergency on a cruise could mean thousands of dollars of bills that you have to pay. Cruise health insurance can help pay if you get sick or injured when you’re onboard, and can cover costs to evacuate you to an adequate onshore medical facility.
Should I insure my cruise?
Savvy cruisers do. If you’re not sure, ask your travel professional, or someone who’s gone on multiple cruises.
Is WaveCare right for me?
Is your cruise booked months out? Is your cruise payment protected if you’re forced to cancel for a covered reason? Do you have adequate coverage if a medical emergency occurs while you’re at sea? WaveCare may be your best travel insurance option.
* Not all coverages available on all products. Check product descriptions for details. Providing flight information is required for BHTP to track and pay claims automatically. Fastest payments on approved claims when debit card, PayPal or other EFT method is chosen as preferred payment method. Speed of transaction varies by processing financial institution.
Please visit our Disclaimer page for underwriter info. Policies have exclusions and limitations. For complete details of coverage, contact BHTP by calling 844-411-2487, or emailing us at assist@bhtp.com.
Berkshire Hathaway Travel Protection (BHTP) is a registered trademark and a subsidiary of Berkshire Hathaway Specialty Insurance Company (BHSI), a leader in specialized casualty and liability insurance. The information contained herein has been obtained from sources believed to be reliable. BHTP disclaims all warranties as to the accuracy, completeness or adequacy of such information. The opinions expressed herein are subject to change without notice.
